http://www.microsoft.com/hwdq/hcl/

The Hardware Compatibility List is provided for informational purposes only and Microsoft makes no representations and warranties, either express or implied, regarding content of the Hardware Compatibility List or the compatibility of products listed in the Hardware Compatibility List. Although the information within the Hardware Compatibility List is current as of the date first posted, all such information, including products listed and compatibility data, is subject to change at any time without notice. Any testing used to determine compatibility data in no way substitutes for full testing of the products listed in the Hardware Compatibility List. Actual end user results may vary.

About the drive,
Just from my reading, it would seem Creative has dropped the ball on owners of this card. Most people claim near complete incompatibility with windows XP.
You could always try a dual boot with windows 98 or 2000.
If not, I would sell the drive or give it away and get a new one.
Sorry I couldn't be of more help.
BB